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Le départ à la retraite des couples mariés

  • Raphaël Desmet
  • Jean-Marie Lozachmeur

[fre] Cette contribution étudie l'interdépendance des choix de l'âge de la retraite au sein des couples. Spécifiquement, nous cherchons à déterminer si les incitations financières induisant les travailleurs âgés à partir à la retraite ont un effet sur la prise de décision de leur conjoint. Nous montrons que ces effets de débordement ont un impact significatif sur le départ à la retraite des femmes. La non prise en compte de ces effets conduit à une sous-estimation des effets des réformes des plans de retraite sur le taux de départ à la retraite. Nous illustrons ce biais dans le cas d'une réforme consistant en une hausse de trois ans des âges d'éligibilité aux programmes de préretraite et retraite. [eng] This contribution analyzes the relation between the retirement behaviors of husbands and wives. Financial incentives from social security inducing workers to leave the labor force are used to identify this interdependence. We analyze the direct effect of these incentives on individual's retirement but also the spillover effect on the spouse's retirement decision. We show that this spillover effect has a significant impact on wives retirement. We then show that the estimations of the impact of a reform will be underestimated when spillover effects are ignored.

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Article provided by Programme National Persée in its journal Revue française d'économie.

Volume (Year): 18 (2003)
Issue (Month): 2 ()
Pages: 35-54

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Handle: RePEc:prs:rfreco:rfeco_0769-0479_2003_num_18_2_1484
Note: DOI:10.3406/rfeco.2003.1484
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