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Non rémunération des dépôts à vue: quelques éléments théoriques

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  • Pierre-André Chiappori

Abstract

[fre] L'article reprend les discussions récentes sur les conséquences de la non-rémunération des dépôts, en insistant sur les principaux arguments théoriques avancés. Ceux-ci sont regroupés en trois catégories, selon qu'ils ont trait à «l'organisation industrielle» du secteur (taille des réseaux, subventions croisées entre services,...), au risque bancaire, ou aux aspects redistributifs. [eng] The paper reviews recent discussion on the regulation of deposit rate. It concentrates upon the main theoretical arguments at stake. We successively consider the consequences of regulation upon the industrial organization of the sector (network size, non-subsidies,...) upon risk and upon income distribution.

Suggested Citation

  • Pierre-André Chiappori, 1991. "Non rémunération des dépôts à vue: quelques éléments théoriques," Revue Française d'Économie, Programme National Persée, vol. 6(3), pages 39-60.
  • Handle: RePEc:prs:rfreco:rfeco_0769-0479_1991_num_6_3_1288
    DOI: 10.3406/rfeco.1991.1288
    Note: DOI:10.3406/rfeco.1991.1288
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    Cited by:

    1. Franck Martin, 1995. "Concurrence bancaire, jeux séquentiels et information complète," Revue Économique, Programme National Persée, vol. 46(2), pages 301-324.

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