Author
Listed:
- Sri Subanti
- Arif Rahman Hakim
- Asri Laksmi Riani
- Hasih Pratiwi
- Winita Sulandari
Abstract
The health insurance program has become a global commitment, encouraging governments in every country, including Indonesia, to strive to provide national coverage for all citizens. However, research on the link between health insurance ownership and health care utilization shows mixed results. This study investigates the effect of health insurance on health care utilization from a demand perspective, treating individuals as economic agents. Using national socioeconomic survey data encompassing education, health, employment, housing, and expenditure, we employed logistic regression to analyze the empirical model. Our results indicated that health insurance can increase the utilization of health care, meaning that individuals with health insurance are more inclined to access health care when ill compared to those without coverage. Health insurance is also important for women because they are more vulnerable to health problems and have the potential for increased healthcare utilization when they are sick. It highlights a stronger likelihood of healthcare utilization among the insured population. This finding also supports the previous claim that health insurance improves access to healthcare utilization. We suggest that ownership and coverage must be expanded so that, in the future, all citizens have health insurance and can access healthcare.
Suggested Citation
Sri Subanti & Arif Rahman Hakim & Asri Laksmi Riani & Hasih Pratiwi & Winita Sulandari, 2025.
"The health insurance and its effect on health care utilization in Indonesia,"
Humanities and Social Sciences Letters, Conscientia Beam, vol. 13(3), pages 969-982.
Handle:
RePEc:pkp:hassle:v:13:y:2025:i:3:p:969-982:id:4349
Download full text from publisher
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pkp:hassle:v:13:y:2025:i:3:p:969-982:id:4349. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
We have no bibliographic references for this item. You can help adding them by using this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dim Michael (email available below). General contact details of provider: https://archive.conscientiabeam.com/index.php/73/ .
Please note that corrections may take a couple of weeks to filter through
the various RePEc services.