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Means of reducing credit risk

Author

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  • Imola Drigă

    (University of Petroşani, Romania)

Abstract

Credit risk represents the possibility that the bank will suffer a loss of income because some borrowers cannot exactly follow the lender’s repayment terms from different kind of reasons. In such cases, the account of the customer inevitably becomes overdue, the granted loan turns into a non-performing credit and the lending bank registers a decline of its profit. In order to prevent such situations, commercial banks must take certain measures of reducing credit risk.

Suggested Citation

  • Imola Drigă, 2004. "Means of reducing credit risk," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 4, pages 69-75.
    • Handle: RePEc:pet:annals:v:4:y:2004:p:69-75
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    File URL: http://www.upet.ro/annals/pdf/Annals-2004.pdf
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    Cited by:

    1. Kashif Abbass & Abdul Aziz Khan Niazi & Abdul Basit & Tehmina Fiaz Qazi & Huaming Song & Halima Begum, 2021. "Uncovering Effects of Hot Potatoes in Banking System: Arresting Die-Hard Issues," SAGE Open, , vol. 11(4), pages 21582440211, December.

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