IDEAS home Printed from https://ideas.repec.org/a/pdc/jrnbeh/v9y2014i4p44-52.html
   My bibliography  Save this article

Barriers to financing small and medium business enterprises in Poland

Author

Listed:
  • Wioletta Czemiel-Grzybowska

    (Bialystok University of Technology, Poland)

Abstract

The access to finance is indispensable for the efficient allocation of capital and the enterprise development. However, when compared with large enterprises, small and medium enterprises face many difficulties when pursuing to procure financial resources, which are due to several causes, including: the unstable and inadequate juridical and legislative framework, which does not support the relationship between capital providers and the enterprises that require financing, incomplete information and even lack of information from the part of both capital providers and enterprises, which prevents the development of normal and efficient relations between them; lack of a credit history and insufficient guarantees for creditors, especially in the case of the small and young firms; limited and, sometimes, inadequate range of financing products.

Suggested Citation

  • Wioletta Czemiel-Grzybowska, 2014. "Barriers to financing small and medium business enterprises in Poland," Business and Economic Horizons (BEH), Prague Development Center, vol. 9(4), pages 44-52, January.
    • Handle: RePEc:pdc:jrnbeh:v:9:y:2014:i:4:p:44-52
    as

    Download full text from publisher

    File URL: https://academicpublishingplatforms.com/downloads/pdfs/beh/volume12/201812281917_05_BEH_Vol9_Issue4_2014_Czemiel-Grzybowska_Barriers_financing_SME_Poland_pp.44-52.pdf
    Download Restriction: no
    File URL: http://academicpublishingplatforms.com/article.php?journal=BEH&number=12&article=1860
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Barriers; small and medium business enterprises; finance;
    All these keywords.

    JEL classification:

    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • L50 - Industrial Organization - - Regulation and Industrial Policy - - - General
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pdc:jrnbeh:v:9:y:2014:i:4:p:44-52. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Jaroslav Holecek (email available below). General contact details of provider: https://edirc.repec.org/data/pradecz.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.