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Seguros de salud públicos y privados. El caso chileno

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  • Luis J. García Núñez

    (Pontificia Universidad Católica del Perú - Departamento de economía)

Abstract

In the last two decades, the Chilean health sector suffered a deep reform, establishing a new scheme with two sectors: the public health insurance and many private health insurance companies. This essay analyzes an especial outcome in the Chilean health insurance sector: the majority of the people within the public health insurance belong to a group with low incomes and high risk, noticing the opposite situation in the private health system. This paper develops a two-sector model based on the standard insurance theory, which explains the reasons why people choose between the public health insurance and a private health insurance, given the rules of both sub-systems.

Suggested Citation

  • Luis J. García Núñez, 1999. "Seguros de salud públicos y privados. El caso chileno," Revista Economía, Fondo Editorial - Pontificia Universidad Católica del Perú, issue 43, pages 131-182.
    • Handle: RePEc:pcp:pucrev:y:1999:i:43:p:131-182
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