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Is Supervision Keeping Pace with Innovation?*

Author

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  • Jaime Caruana

    (Governor Banco de España, C/Alcalá, 48, 28014 Madrid, Spain.)

Abstract

In this paper, the author argues that financial supervision is keeping up with the pace of innovation in the industry by virtue of what he calls a “virtuous circle”: the supervisory framework is aligning itself more and more with the best risk management practices, while at the same time encouraging further advances in those practices. In the long run, financial stability would benefit businesses, consumers and financial institutions. The Geneva Papers (2005) 30, 11–18. doi:10.1057/palgrave.gpp.2510022

Suggested Citation

  • Jaime Caruana, 2005. "Is Supervision Keeping Pace with Innovation?*," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 30(1), pages 11-18, January.
    • Handle: RePEc:pal:gpprii:v:30:y:2005:i:1:p:11-18
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