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Experimentos de campo en economía: preferencias en relación al riesgo y demanda por contratos intertemporales en el Perú

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  • Francisco Galarza

Abstract

Este artículo analiza los determinantes de la elección de proyectos productivos que involucran contratos intertemporales en el Perú rural. En un contexto donde el nivel de educación formal es reducido, la introducción exitosa de instrumentos financieros puede verse afectada por la falta de entendimiento de las características de los contratos de préstamo y de seguros, así como por sesgos de percepción. Encontramos que, a diferencia de lo que sucede con el nivel de activos, la educación –como una fuente de dichos sesgos de juicio– y (débilmente) la aversión al riesgo afectan la elección de proyectos productivos.

Suggested Citation

  • Francisco Galarza, 2010. "Experimentos de campo en economía: preferencias en relación al riesgo y demanda por contratos intertemporales en el Perú," Apuntes. Revista de ciencias sociales, Fondo Editorial, Universidad del Pacífico, vol. 37(66), pages 5-27.
    • Handle: RePEc:pai:apunup:es-66-01
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    Cited by:

    1. Alexander Knobel & Bekhan Chokaev, 2014. "Possible Economic Outcomes of a Trade Agreement with the European Union," Working Papers 0107, Gaidar Institute for Economic Policy, revised 2014.

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    More about this item

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • C93 - Mathematical and Quantitative Methods - - Design of Experiments - - - Field Experiments

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