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The Evolution of the Nongovernmental Credit in Romania, during 2004-2013. Lending Trends in 2014

Author

Listed:
  • Mirea Marioara

    (OVIDIUS University of Constanta, Romania, Faculty of Economical Sciences)

  • Aivaz Kamer Ainur

    (OVIDIUS University of Constanta, Romania, Faculty of Economical Sciences)

  • Trandafir Raluca-Andreea

    (OVIDIUS University of Constanta, Romania, Faculty of Law, Administrative Sciences and Sociology)

Abstract

This paper aims to analyze the dimensions of the nongovernmental credit in Romania, during 2004-2013, its positive implications and the generated risks, as well as the management of this phenomenon by the banking supervisory authority, in order to preserve financial stability.

Suggested Citation

  • Mirea Marioara & Aivaz Kamer Ainur & Trandafir Raluca-Andreea, 2014. "The Evolution of the Nongovernmental Credit in Romania, during 2004-2013. Lending Trends in 2014," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 658-663, May.
    • Handle: RePEc:ovi:oviste:v:xiv:y:2014:i:1:p:658-663
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    More about this item

    Keywords

    nongovernmental credit; loans for economic agents; credits in foreign currency; loans for the population; consumer loans.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors

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