The Analysis Of Additional Health Insurance In Croatia

Every Croatian citizen is obliged to report to the mandatory health insurance. People residing in the Republic of Croatia and foreigners with permanent residence permits in the Republic of Croatia, if an international agreement on social insurance doesn’t provide it differently, to perform the application under the compulsory health insurance. In an era where the most important thing is the health, the citizens are willing to do anything to keep it and improve their quality of life. In addition to the compulsory health insurance Croatian citizens have the option of choosing an additional health insurance according to their own preferences. Additional health insurance can be provided only by persons who have determined the status of the insured person in the compulsory health insurance at the Institute. The paper will, along with additional insurance by the Croatian Institute for Health Insurance, analyze the additional insurance two Croatian insurance companies. The aim of this paper is to analyze and determine the difference between additional insurance by the Croatian institute for health Insurance and additional insurance in Croatia and Basler Insurance. Definition of research objectives derived object of research that relates to the cost of additional health insurance in Croatian institute for health and the previously mentioned insurance companies. Croatia insurance additional health covers the cost of all kinds of participation in the mandatory health insurance for the full amount without restrictions. Basler insurance Zagreb provides each insured person entitled to reimbursement up to the full cost of health care from the mandatory health insurance, as defined in the laws and regulations in the field of health care, which refers to the participation and the cost of drugs During research of facts and possibilities that currently exist, for the formulation of the research results in this paper, the following research methods are used in a different combination: historical method, the method of analysis and synthesis, classification and description method.