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Women Empowerment through Microfinance Services


  • Mihir Dash

    (Alliance University, India)

  • Venkat Mahendra Prasad

    (Deloitte India, India)

  • C. J. Koshy

    (Pazhassiraja College, India)


This study attempts to understand the impact of microfinance services on women empowerment, in terms of changes in income, savings, socio-economic status, and political participation. The study was conducted on a sample of two hundred and twenty women beneficiaries of microfinance services of leading MFI operating in Kerala state. The sample was selected by multi-stage cluster sampling. The results of the study showed that microfinance programs have created a positive impact on its beneficiaries. Majority of the respondents are engaged in various income generating activities because of the credit facilities provided by microfinance institutions. This resulted in a significant change in their income level and savings after participating in microfinance programs. This has helped them to earn income for their family and also enabled them to play an important role in their family and in society as well.

Suggested Citation

  • Mihir Dash & Venkat Mahendra Prasad & C. J. Koshy, 2016. "Women Empowerment through Microfinance Services," Journal of Applied Management and Investments, Department of Business Administration and Corporate Security, International Humanitarian University, vol. 5(1), pages 20-25, February.
  • Handle: RePEc:ods:journl:v:5:y:2016:i:1:p:20-25

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    References listed on IDEAS

    1. Prashant Dev Yadav & Anshul Verma, 2015. "Exploring the Dimensions of Women Empowerment among Microfinance Beneficiaries in India: An Empirical Study in Delhi-NCR," Journal of Applied Management and Investments, Department of Business Administration and Corporate Security, International Humanitarian University, vol. 4(4), pages 260-270, November.
    2. Dhanya, M B & Sivakumar, P, 2010. "Women empowerment and micro finance : Case study from Kerala," MPRA Paper 25337, University Library of Munich, Germany.
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