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Inequalities in Expected Retirement Duration and Expected Disability‑Free Retirement Duration

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  • Julien Blasco
  • Ulysse Lojkine

Abstract

[eng] This paper develops an indicator of disability-free retirement expectancy (DFRE) based on mortality, disability and retirement data, alongside the retirement expectancy (or expected retirement duration – RE) indicator. It then measures inequalities in disability-free retirement expectancy by gender, socio-occupational category and educational attainment, using French data from 2009 to 2019. The social gradient of DFRE, for a given sex, is steeper than that observed for RE: a blue-collar worker can expect fewer years of retirement than a manager of the same sex, and for these years, more years of retirement with disabilities. These inequalities in DFRE are explained by differences in disability and mortality, partly offset among men by the earlier retirement of blue-collar workers and the less educated. Over the period, RE declined as a result of later retirement, whereas, due to a reduction in disability, DFRE rose among women and the more highly educated.

Suggested Citation

  • Julien Blasco & Ulysse Lojkine, 2025. "Inequalities in Expected Retirement Duration and Expected Disability‑Free Retirement Duration," Economie et Statistique / Economics and Statistics, Institut National de la Statistique et des Etudes Economiques (INSEE), issue 549, pages 3-29.
    • Handle: RePEc:nse:ecosta:ecostat_2025_549_1
    DOI: https://doi.org/10.24187/ecostat.2025.549.2142
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