IDEAS home Printed from https://ideas.repec.org/a/nos/voprec/y2004id1861.html
   My bibliography  Save this article

Basic Types and Factors of the Credit Behavior of Russian Citizens

Author

Listed:
  • D. Strebkov

Abstract

The paper provides the analysis of citizens' credit behavior issues based on sociological research data collected in autumn 2002 in Russian big regional centers. The method of principal components is used for defining main factors which characterize attitudes to money, savings, debt and credit. The paper examines the influence of gender, age, education and other social and demographic variables on the inclination to borrowing. The hierarchical cluster analysis used helps to define six groups (clusters) of people. Each group has its specific attitude to saving and borrowing. The differences between groups in basic components of the credit behavior (experience of borrowing, selection of a creditor, preferences with regard to the credit amount and time of payment, acceptable interest rate) are considered.

Suggested Citation

  • D. Strebkov, 2004. "Basic Types and Factors of the Credit Behavior of Russian Citizens," Voprosy Ekonomiki, NP Voprosy Ekonomiki, issue 2.
  • Handle: RePEc:nos:voprec:y:2004:id:1861
    DOI: 10.32609/0042-8736-2004-2-109-128
    as

    Download full text from publisher

    File URL: https://www.vopreco.ru/jour/article/viewFile/1861/1863
    Download Restriction: no

    File URL: https://libkey.io/10.32609/0042-8736-2004-2-109-128?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:nos:voprec:y:2004:id:1861. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: NEICON (email available below). General contact details of provider: https://www.vopreco.ru .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.