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Bank financing for SMEs from 2014 to 2019: effect of changes in the law on lending

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  • Ch. Piette

    (National Bank of Belgium)

  • M.-D. Zachary

    (National Bank of Belgium)

Abstract

Introduced in 2014, the Law on financing for small and medium-sized enterprises was designed to facilitate their access to bank loans, by specifying the transparency obligations imposed on lenders and borrowers. The dynamics of lending show that borrowing conditions were particularly favourable for SMEs up until early 2020, without bringing to light any specific effects of the Law.

Suggested Citation

  • Ch. Piette & M.-D. Zachary, 2020. "Bank financing for SMEs from 2014 to 2019: effect of changes in the law on lending," Economic Review, National Bank of Belgium, issue i, pages 129-146, June.
  • Handle: RePEc:nbb:ecrart:y:2020:m:june:i:i:p:129-146
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    File URL: https://www.nbb.be/en/articles/bank-financing-smes-2014-2019-effect-changes-law-lending
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