Why Don't Japanese Banks Earn Enough?
Improved earnings are becoming the first priority for banks. In this article, I would like to look back at how the profit structure of Japanese banks has evolved in recent years. Figure 1 shows overall banking profits since the 1980s. Profits from the traditional financing businesses such as lending and bill discounts, which exceeded 80 percent in the first half of the 1980s, fell to roughly 70 percent because of the expansion of the dealing and fee business at the beginning of the 1990s. The story of how the banking business diversified is told in how the fee business, which had been approximately 10 percent, expanded to about 20 percent in the middle of the 1990s, thanks in part to promotional efforts made by banks.
Volume (Year): 28 (2000)
Issue (Month): 3 (May)
|Contact details of provider:|| Web page: http://mesharpe.metapress.com/link.asp?target=journal&id=110911|
When requesting a correction, please mention this item's handle: RePEc:mes:jpneco:v:28:y:2000:i:3:p:69-93. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Chris Nguyen)
If references are entirely missing, you can add them using this form.