IDEAS home Printed from
MyIDEAS: Log in (now much improved!) to save this article

Why Don't Japanese Banks Earn Enough?

Listed author(s):
  • Yuko Kawamoto
Registered author(s):

    Improved earnings are becoming the first priority for banks. In this article, I would like to look back at how the profit structure of Japanese banks has evolved in recent years. Figure 1 shows overall banking profits since the 1980s. Profits from the traditional financing businesses such as lending and bill discounts, which exceeded 80 percent in the first half of the 1980s, fell to roughly 70 percent because of the expansion of the dealing and fee business at the beginning of the 1990s. The story of how the banking business diversified is told in how the fee business, which had been approximately 10 percent, expanded to about 20 percent in the middle of the 1990s, thanks in part to promotional efforts made by banks.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL:
    Download Restriction: Access to full text is restricted to subscribers.

    As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.

    Article provided by M.E. Sharpe, Inc. in its journal Japanese Economy.

    Volume (Year): 28 (2000)
    Issue (Month): 3 (May)
    Pages: 69-93

    in new window

    Handle: RePEc:mes:jpneco:v:28:y:2000:i:3:p:69-93
    Contact details of provider: Web page:

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:mes:jpneco:v:28:y:2000:i:3:p:69-93. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Chris Nguyen)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.