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Evaluating The Effect of Social Network on Credit Score with Deep Machine Learning

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  • Heydari, Reza

    (Payam Noor University)

  • khademi, Seyyed Musa

    (Payam Noor University)

Abstract

Financial institutions use credit scoring to assess borrowers' potential default risk. In recent years, many lenders have realized the good potential of borrowers with little or no financial history and are looking to use alternative data types to compensate for the lack of credit history data to calculate the probability

Suggested Citation

  • Heydari, Reza & khademi, Seyyed Musa, 2023. "Evaluating The Effect of Social Network on Credit Score with Deep Machine Learning," Journal of Monetary and Banking Research (فصلنامه پژوهش‌های پولی-بانکی), Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran, vol. 16(57), pages 409-437, December.
    • Handle: RePEc:mbr:jmbres:v:16:y:2023:i:57:p:409-437
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