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Electronic Money – Payment Instrument Nowadays

Author

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  • Marius Eugen Radu
  • Alexandra-Andreea Voicu

    ()

Abstract

Electronic payment instruments are payment arrangements materialized in a standardized electronic, secure and customized form, which allows its holder to use money held in an account under his name for the payment of goods and services from accepting merchants, and transfer funds between accounts and withdraw cash. In the specialized literature we find two types of payment instruments, first type the electronic money (E-money) and the second one is represented by internet or mobile banking.

Suggested Citation

  • Marius Eugen Radu & Alexandra-Andreea Voicu, 2015. "Electronic Money – Payment Instrument Nowadays," Knowledge Horizons - Economics, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 7(3), pages 47-53, September.
  • Handle: RePEc:khe:journl:v:7:y:2015:i:3:p:47-53
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    References listed on IDEAS

    as
    1. Nicholas Economides, 2008. "Competition Policy Issues in the Consumer Payments Industry," Working Papers 08-39, NET Institute, revised Oct 2008.
    2. Skreta, Vasiliki & Veldkamp, Laura, 2009. "Ratings shopping and asset complexity: A theory of ratings inflation," Journal of Monetary Economics, Elsevier, vol. 56(5), pages 678-695, July.
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