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Management of Financial and Banking Risk


  • Ion Gr. Ionescu

    () ("Dimitrie Cantemir" Christian University)


It is certainly clear that a powerful banking strategy should include both software and bank risk management procedures that aim, in fact, minimize the likelihood of these risks and potential exposure of the bank. The main objective of these policies is to minimize losses or additional expenses incurred by the bank and central banking goal is to achieve a higher profit for shareholders. But not always these two objectives - the general and sector - are consistent. It may, in some cases, the cost of implementing and operating procedures covering risk management is greater than potential exposure to risk. This means that these programs should be selected according to the criteria of efficiency. In other cases, it may be that the bank's strategy to involve taking additional risks or new risks.

Suggested Citation

  • Ion Gr. Ionescu, 2013. "Management of Financial and Banking Risk," Knowledge Horizons - Economics, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 5(2), pages 102-106, June.
  • Handle: RePEc:khe:journl:v:5:y:2013:i:2:p:102-106

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    Bank; bank management; risk; risk management;

    JEL classification:

    • G15 - Financial Economics - - General Financial Markets - - - International Financial Markets


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