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Financial Crises and Deposit Guarantee


  • Catalin Dan
  • Vasile Bleotu
  • Nicoleta Moise

    ("Dimitrie Cantemir" Christian University)


Bankruptcies of major credit institutions in the UK and the U.S., since late 2007, have generated a large-scale financial crisis that affected most countries of the world economy significantly. To limit the effects of the crisis and restore confidence in the banking system, states have taken various measures, including providing substantial loans to banks in liquidity crisis, nationalization, as well as measures to increase the effectiveness of deposit guarantee schemes in the banking system. It have also been designed and implemented measures to reduce risk in the banking system, such as strengthening banking regulation and supervision, to avoid future situations similar to those in 2007-2008. In this article we highlight the main measures to protect depositors in the banking system and strengthening the effectiveness of deposit guarantee schemes in the banking system.

Suggested Citation

  • Catalin Dan & Vasile Bleotu & Nicoleta Moise, 2011. "Financial Crises and Deposit Guarantee," Knowledge Horizons - Economics, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 3(3-4), pages 99-105, September.
  • Handle: RePEc:khe:journl:v:3:y:2011:i:3:4:p:99-105

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