IDEAS home Printed from
MyIDEAS: Log in (now much improved!) to save this article

The Monetary Transfers in Banking Practice (II) (Other Services Offered by Banks as Means and Instruments of Payment)

Listed author(s):
  • Ion Gr. Ionescu

    ("Dimitrie Cantemir" Christian University)

Registered author(s):

    The banking products and services reveal their great diversity. Some of the services are not yet launched on the financial and banking Romanian market, but others are already present in the offer of the banks, not presenting though an increased interest for clients. The financial/ banking activity represents the most sensitive component of every economy. In contrast with other services which boost the economy, “in the banking domain, the product is distinctly particularized, the firm meeting its client with banking products and services, on one hand, but also with a delivery system described by the activities developed at the place of contact”. The reasons why these services are not offered by the Romanian commercial banks are: critical infrastructure, the lack of funds necessary to set up some performing systems of computers, critical introduction of cards etc. On the other hand, the very mentality of the society represents an obstacle, the difficulty in accepting new things and facts, namely banking products and services – a proof would be here the queues in front of the pay desks; in fact these people are holders of current or economy.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL:
    Download Restriction: no

    File URL:
    Download Restriction: no

    Article provided by Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest in its journal Knowledge Horizons - Economics.

    Volume (Year): 3 (2011)
    Issue (Month): 3-4 (September-December)
    Pages: 118-124

    in new window

    Handle: RePEc:khe:journl:v:3:y:2011:i:3:4:p:118-124
    Contact details of provider: Postal:
    Splaiul Unirii nr. 176, sector 4, Bucuresti

    Phone: 0040213308460
    Web page:

    More information through EDIRC

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:khe:journl:v:3:y:2011:i:3:4:p:118-124. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Adi Sava)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.