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Analizing the Risk and the Opportunities in Lauching the New Banking Services


  • Iuliana Cetina
  • Violeta Radulescu

    () ("Dimitrie Cantemir" Christian University)


The creation of new products and services is acknowledged as being a necessity for the development of a company. Furthermore, due to the changes occurred in the banking field, the introduction of new services became for institutions a condition to remain competitive. The banking institutions which intend to be leaders in a domain should take the initiative and introduce new services. In the same measure, there are companies for which the cost of a potential failure is too high and they cannot allow it. They limit to introduce in their offer the products that have been tested on the market and have success among the consumers. This option in the marketing policy of the firm depends on several factors, such as the mission of the organisation, the intended objectives, the dimension and the resources of which it disposes and last but not least the nature of the new proposed service.

Suggested Citation

  • Iuliana Cetina & Violeta Radulescu, 2009. "Analizing the Risk and the Opportunities in Lauching the New Banking Services," Knowledge Horizons - Economics, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 1(2), pages 72-83, June.
  • Handle: RePEc:khe:journl:v:1:y:2009:i:2:p:72-83

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    References listed on IDEAS

    1. Ion Ivan & Mihai Doinea & Dragos Palaghita, 2008. "Aspects Concerning the Optimization of Authentication Process for Distributed Applications," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 6(6(523)), pages 39-56, June.
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    More about this item


    Development of new financial services; management of existing products; product elimination;

    JEL classification:

    • O11 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Macroeconomic Analyses of Economic Development
    • F16 - International Economics - - Trade - - - Trade and Labor Market Interactions


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