IDEAS home Printed from
   My bibliography  Save this article

Microfinance : An Innovative Tool for Women Empowerment in Rural Area


  • Saroj Ranjan

    () (Lecturer, Faculty of Management Studies, Sultanpur.)


Women are identified as a mother, a wife, sister, daughter and daughter in law but she is not treated as independent person. Women have remained backward owing to many factors the scriptures laid down an exalted status for them in recent year , there has been an increasing awareness and recognition of the fact that women who formed half of the society can’t be ignored . Government initiates many policies for betterment of women status in society &for empowerment. Microfinance programmes for women are increasingly seen by development agencies as an effective poverty alleviation intervention, with a positive impact on economic growth and number of social development indicators. High repayment rates are interpreted to mean that women are using loans productivity and controlling credit. It is widely assumed that there is a clear and direct relationship between access to credit and increase in the status of women within their house holds and communities, provision of credit is believed to lead to empowerment of women. This paper reflects on women as a primary strategy for addressing poverty & empowerment. Key words: scriptures, laid down, exalted, empowerment, alleviation, intervention.

Suggested Citation

  • Saroj Ranjan, 2009. "Microfinance : An Innovative Tool for Women Empowerment in Rural Area," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 4(2), pages 128-130, October.
  • Handle: RePEc:jct:journl:v:4:y:2009:i:2:p:128-130

    Download full text from publisher

    File URL:
    Download Restriction: no

    More about this item


    stress; employee attraction; pressure; turnover; retention strategies;

    JEL classification:

    • A0 - General Economics and Teaching - - General
    • C0 - Mathematical and Quantitative Methods - - General


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:jct:journl:v:4:y:2009:i:2:p:128-130. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Dr. Himanshu Agarwal). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.