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Digitization and Digital Governance in India : With Special Reference to Electronic Payment in Financial Sector

Author

Listed:
  • Arunita Kumari

    (Research Scholar, Faculty of Commerce and Business Administration, D. N. College, Meerut)

  • Dr. Kavita Saxena

    (Associate Professor, Economics Department, D. N. College, Meerut)

Abstract

The introduction of technology in Payment and Settlement System has made a noticeable impact on banking services. It brought efficiency in banking services by making it speedier, cost effective, secure and accessible to its users. Use of electronic/digital payment products have increased electronic transactions and thereby promoted digitization. A period of twelve years, from year 2006 to year 2018 has been studied in this research paper to analyse the shift from paper to electronic/digital payment modes.

Suggested Citation

  • Arunita Kumari & Dr. Kavita Saxena, 2019. "Digitization and Digital Governance in India : With Special Reference to Electronic Payment in Financial Sector," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 14(1), pages 49-58, April.
    • Handle: RePEc:jct:journl:v:14:y:2019:i:1:p:49-58
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    More about this item

    Keywords

    Digital Payment System; Digital Governance; Electronic Transaction.;
    All these keywords.

    JEL classification:

    • O23 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy - - - Fiscal and Monetary Policy in Development
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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