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A Comparative Study on Financial Performance of Selected Public & Private Sector Banks in India

Author

Listed:
  • Ch. Balaji

    (Reserarch Scholar, Department of Commerce, D. N. College, Meerut)

  • Dr. G. Praveen Kumar

    (Research Supervisor, Rayalaseema University, Kurnool, Andhra Pradesh)

Abstract

Banks form a fundamental component of the financial system and are also active players in financial markets. An efficient banking system capable of mobilizing the savings and channeling them to productive purposes are essential for the development of any economy. The objective of the study is to analyze and compare the overall financial performance of selected public and private sector banks in India. The study is based on secondary data that has been collected from annual reports of the respective banks, Reserve Bank of India website. This research study covers a period of five years i.e. from financial year 2011-2012 to 2015-2016. A quota sample method is used for to select ten banks i.e. five from public sector and five from private sector has been selected and the criteria is based on highest market capitalization generated by banks during 2015-2016. T Test, mean and graphs are used to analyze the data. Although there was increase in profitability for both sector banks the rate of growth is higher for private sector banks. Public sector banks are lagging in many financial parameters and they are facing many challenges also. It is concluded that Public sector banks must redefine their strategies by considering their strengths and weakness and the type of market they are operating.

Suggested Citation

  • Ch. Balaji & Dr. G. Praveen Kumar, 2016. "A Comparative Study on Financial Performance of Selected Public & Private Sector Banks in India," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 11(2), pages 89-96, October.
    • Handle: RePEc:jct:journl:v:11:y:2016:i:2:p:89-96
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    File URL: https://www.jctindia.org/index.php/jct/article/view/o16-cbgpk
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    Cited by:

    1. Vikram Jeet & Parvesh Kumar Aspal, 2020. "The Determinant of Financial Performance of Indian Public Sector Banks- A Panel Data Approach," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 11(5), pages 285-295, October.

    More about this item

    Keywords

    Public Sector Banks; Private Sector Banks; net income; Operating Profit; Net Profit; Return on Assets.;
    All these keywords.

    JEL classification:

    • A0 - General Economics and Teaching - - General
    • C0 - Mathematical and Quantitative Methods - - General

    Statistics

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