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Adoption of Agricultural Insurance Among Smallholder Farmers in Uganda: A Nexus Between Demand and Supply Side Factors

Author

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  • Fred Alinda

    (Uganda Management Institute, Uganda)

  • David Ssekamatte

    (Uganda Management Institute, Uganda)

Abstract

Despite its potential to accelerate and sustain climate change adaptation, demand for agricultural insurance remains low in many countries. Although many factors typically demand and supply related have been identified to affect adoption of agricultural insurance, they lack a clear and holistic conceptualization. Consequently, the authors analyzed the determinants for uptake of agricultural insurance from the demand and supply side perspectives with survey data on 380 small holder farmers in Bududa District, Uganda and key informant interviews. They applied chi-square tests and logistic regression to determine the statistical significance of the variables to adoption and their relationships. From the supply-side, adoption of agricultural insurance was found to primarily depend on and constrained by funding which manifest into the institutional and structural challenges, quality of data and the insurance products, as well as limited access to AI training with an ultimate negative impact on adoption.

Suggested Citation

  • Fred Alinda & David Ssekamatte, 2026. "Adoption of Agricultural Insurance Among Smallholder Farmers in Uganda: A Nexus Between Demand and Supply Side Factors," International Journal of Agricultural and Environmental Information Systems (IJAEIS), IGI Global Scientific Publishing, vol. 17(1), pages 1-12, January.
  • Handle: RePEc:igg:jaeis0:v:17:y:2026:i:1:p:1-12
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