IDEAS home Printed from https://ideas.repec.org/a/ids/injmfa/v13y2021i1p80-94.html
   My bibliography  Save this article

An empirical examination of the relationship between credit risk management, size, profitability, and ownership of Indian banks

Author

Listed:
  • Sirus Sharifi
  • Arunima Haldar
  • S.V.D. Nageswara Rao

Abstract

The study examines the impact of bank size, profitability, and ownership on excess capital for credit risk management (CRM) held by Indian banks. The model is estimated by panel regression method using data on 34 Indian banks during 2009 to 2016. The results suggest that size of Indian banks is related to excess capital held by them for managing credit risk. The positive relationship implies that large banks hold higher excess capital beyond the required minimum as per Basel norms. The study assumes importance in the context of significant changes in the institutional and regulatory framework of the Indian financial system.

Suggested Citation

  • Sirus Sharifi & Arunima Haldar & S.V.D. Nageswara Rao, 2021. "An empirical examination of the relationship between credit risk management, size, profitability, and ownership of Indian banks," International Journal of Managerial and Financial Accounting, Inderscience Enterprises Ltd, vol. 13(1), pages 80-94.
    • Handle: RePEc:ids:injmfa:v:13:y:2021:i:1:p:80-94
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=116229
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:injmfa:v:13:y:2021:i:1:p:80-94. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=252 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.