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Healthcare as a commodity – a financing mechanism to control costs and ensure access


  • Aaron Liberman
  • Timothy Rotarius


The US healthcare system is experiencing a funding shortfall that constrains efforts to provide healthcare to our citizens. Patients are no longer sure they will receive adequate healthcare during their senior years. One solution is to create an annuity at birth for each individual. This annuity will mature at age 65, with proceeds used for healthcare for the rest of one's life. The total investment for this annuity programme will come from the Federal government at the rate of $1000 per year for the first 3 years of one's life. The use of annuities, with their interest compounding concept, means that a minor investment by the Federal government results in substantial dollars being available to pay for healthcare at age 65.

Suggested Citation

  • Aaron Liberman & Timothy Rotarius, 2006. "Healthcare as a commodity – a financing mechanism to control costs and ensure access," International Journal of Public Policy, Inderscience Enterprises Ltd, vol. 1(4), pages 407-420.
  • Handle: RePEc:ids:ijpubp:v:1:y:2006:i:4:p:407-420

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