IDEAS home Printed from https://ideas.repec.org/a/ids/ijmpra/v18y2025i6p631-654.html

Consumer intentions and digital financial literacy: a new perspective on fintech payment product adoption

Author

Listed:
  • Dilpreet Kaur
  • Mohd Mohsin Khan
  • Sujood

Abstract

This evaluation intends to explore determinants of consumer intentions by integrating technology acceptance model (TAM) (Davis, 1989) and digital financial literacy (DFL) into a holistic framework. The convenience sample method was used to conduct the survey, 499 responses to the questionnaire were received, and the structural equation model (SEM) has been put into use to interpret data. The examination exhibited that determinants of TAM have a substantial domination on consumers' inclinations to adopt fintech payment products (FPPs) for digital financial inclusion (DFI). The outcomes of this research will serve fintech industry players and policymakers in designing FPPs that should place a high priority on DFL employing all-encompassing promotional techniques and deepen the understanding of Indian consumers' intentions. To the extent of the authors' knowledge, this is the fundamental research to integrate DFL and TAM with its determinants to forecast the intentions of Indian consumers.

Suggested Citation

  • Dilpreet Kaur & Mohd Mohsin Khan & Sujood, 2025. "Consumer intentions and digital financial literacy: a new perspective on fintech payment product adoption," International Journal of Management Practice, Inderscience Enterprises Ltd, vol. 18(6), pages 631-654.
    • Handle: RePEc:ids:ijmpra:v:18:y:2025:i:6:p:631-654
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=149568
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to

    for a different version of it.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:ijmpra:v:18:y:2025:i:6:p:631-654. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=91 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.