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The diffusion of a socially responsible innovation: Grameen Bank's credit delivery system

Author

Listed:
  • Nada Kobeissi
  • Fariborz Damanpour

Abstract

This paper studies an innovative microlending programme that enables the poor to obtain credit without collateral in order to improve their self-employment and socioeconomic opportunities. We identify the theoretical underpinnings of the unique features that made this programme a success and examine characteristics of the environment, organisation and adopters, which facilitated the diffusion of this socially responsible program to approximately 1050 branches of the Grameen Bank in Bangladesh. Finally, we discuss the implications of this programme to alleviate poverty and stimulate the economy in developed countries.

Suggested Citation

  • Nada Kobeissi & Fariborz Damanpour, 2003. "The diffusion of a socially responsible innovation: Grameen Bank's credit delivery system," International Journal of Entrepreneurship and Innovation Management, Inderscience Enterprises Ltd, vol. 3(5/6), pages 563-584.
    • Handle: RePEc:ids:ijeima:v:3:y:2003:i:5/6:p:563-584
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