IDEAS home Printed from https://ideas.repec.org/a/ids/ijecbr/v24y2022i1-2p234-256.html
   My bibliography  Save this article

Efficiency of public sector banks in achieving the goal of PMJDY and PMMY

Author

Listed:
  • Varuna Agarwala
  • Tarak Nath Sahu
  • Sudarshan Maity

Abstract

The present study investigates the performance of public sector banks towards their role in achieving the target of financial and social inclusion with regards to the 'Pradhan Mantri Jan Dhan Yojana (PMJDY) ' and 'Pradhan Mantri Mudra Yojana (PMMY) ' in India. The performance has been measured using technical efficiency by applying data envelopment analysis over 2015-2016 to 2018-2019. The study finds that the participation of banks is at different levels under the two schemes of PMJDY and PMMY and overall, their weighted efficiency index varies from 62.6% to 70.6%. Further, the Spearman rank correlation has been calculated to know the correlation between overall ranks according to the technical efficiency score of PMJDY and PMMY. The overall weighted efficiency index and technical efficiency scores calculated for the two schemes indicate that the public sector banks group can enhance their efficiency by escalating their output level without changing the input quantity.

Suggested Citation

  • Varuna Agarwala & Tarak Nath Sahu & Sudarshan Maity, 2022. "Efficiency of public sector banks in achieving the goal of PMJDY and PMMY," International Journal of Economics and Business Research, Inderscience Enterprises Ltd, vol. 24(1/2), pages 234-256.
    • Handle: RePEc:ids:ijecbr:v:24:y:2022:i:1/2:p:234-256
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=124290
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:ijecbr:v:24:y:2022:i:1/2:p:234-256. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=310 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.