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A new approach for credit extended mobile phone payment

Author

Listed:
  • Bennett Gackle
  • Yanjun Zuo

Abstract

In this paper, we present a new approach for credit extended mobile phone payment. As an important component of m-commerce, mobile phones have been enabled to conduct micro-purchases for digital contents for a small price. Currently, mobile phone companies have expanded this to purchasing tangible items such as a Coca-Cola or other vending items through a radio frequency identification device chip. This paper will explore the idea to expand beyond micro-purchases and essentially use the mobile phone, the mobile network operator (mobile phone carrier), and an embedded near-field-communication (NFC) chip to make full purchases similar to credit cards. We have developed the business model and a technical framework to support and implement the proposed strategy.

Suggested Citation

  • Bennett Gackle & Yanjun Zuo, 2014. "A new approach for credit extended mobile phone payment," International Journal of Business Information Systems, Inderscience Enterprises Ltd, vol. 15(4), pages 434-449.
    • Handle: RePEc:ids:ijbisy:v:15:y:2014:i:4:p:434-449
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