IDEAS home Printed from https://ideas.repec.org/a/ids/ijbire/v38y2025i4p488-504.html

The revolutionary impact of micro-finance and role of financial institutions on agriculture income of farmers: an empirical analysis

Author

Listed:
  • Syed Mohd Minhaj
  • Saima
  • Mohd Altaf Khan

Abstract

The objective of this study was to analyse the difference in earnings between a farmer who borrows funds and a farmer who does not borrow funds from micro financial institutions. Primary data was collected from two groups of farmers, one comprising farmers who borrowed funds from an MFI and the other group comprising agriculture farmers who borrowed funds from a non-MFI. Questionnaires were prepared for each of the farmer groups separately and 50 farmers were sampled in each group. The survey was conducted in rural areas of Chitradurga district and some parts of Uttar Kannada district. This study looked at how frequently farmers borrowed money. The study found that farmers who obtained finance had statistically better farm income than farmers who did not obtain finance funding for their operations, suggesting that borrowing from micro finance institutions for agriculture farming operations would likely result in an increase in income from farming operations.

Suggested Citation

  • Syed Mohd Minhaj & Saima & Mohd Altaf Khan, 2025. "The revolutionary impact of micro-finance and role of financial institutions on agriculture income of farmers: an empirical analysis," International Journal of Business Innovation and Research, Inderscience Enterprises Ltd, vol. 38(4), pages 488-504.
    • Handle: RePEc:ids:ijbire:v:38:y:2025:i:4:p:488-504
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=150768
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to

    for a different version of it.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:ijbire:v:38:y:2025:i:4:p:488-504. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=203 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.