IDEAS home Printed from https://ideas.repec.org/a/ids/ijbcrm/v15y2025i4p341-372.html

Exploring the nexus between bank age, size, risks and profitability: an empirical study of Indian private banks

Author

Listed:
  • Preeti Dua

Abstract

The purpose of this study is to investigate the relationship between bank profitability, risks, size, and age. The study first looks at how age and size affect profitability, and then it looks at how profitability affects bank risks. The data were gathered from Prowess database of CMIE for all the variables of 19 private sector banks over 14 fiscal years, from 2009-2010 to 2022-2023. The study found that age and size had distinct direct effects on various risk types, with size alone causing significant effects on operational risk (OPR), credit risk (CDR), liquidity risk (LQR), interest rate risk, (IRR) and compliance and regulatory risk (CRR). Profitability was also significantly influenced by age and size, but as a mediator, it only affected interest rate risk, (IRR), credit risk (CDR), and compliance and regulatory risks (CRR). The total joint effect was significant on all risks excepting operational risk (OPR).

Suggested Citation

  • Preeti Dua, 2025. "Exploring the nexus between bank age, size, risks and profitability: an empirical study of Indian private banks," International Journal of Business Continuity and Risk Management, Inderscience Enterprises Ltd, vol. 15(4), pages 341-372.
    • Handle: RePEc:ids:ijbcrm:v:15:y:2025:i:4:p:341-372
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=150180
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to

    for a different version of it.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:ijbcrm:v:15:y:2025:i:4:p:341-372. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=333 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.