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Determinants of Customer Satisfaction: An Empirical Study of Select Indian (Universal) Banks

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  • Jaspal Singh
  • Gagandeep Kaur

Abstract

Examining customer satisfaction has been a common practice among banking and finance researchers over the years. The main reason for continued interest in this area of research is the ever changing banking business environment across the world. The objective of the present paper is to investigate the determinants of customer satisfaction of Indian (Universal) banks. Data was collected from a sample of 180 respondents using convenience sampling technique. Factor analysis results reveals that responsiveness, tangibles, services innovation, reliability and accessibility, assurance, pricing and other facilities, problem solving capability and convenient working hours are the main determinants of customer satisfaction.

Suggested Citation

  • Jaspal Singh & Gagandeep Kaur, 2011. "Determinants of Customer Satisfaction: An Empirical Study of Select Indian (Universal) Banks," The IUP Journal of Bank Management, IUP Publications, vol. 0(1), pages 31-45, February.
    • Handle: RePEc:icf:icfjbm:v:10:y:2011:i:1:p:31-45
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