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Economie di scala e di varietà nel settore bancario statunitense

Author

Listed:
  • Simona Costagli

    (Banca Nazionale del Lavoro)

Abstract

Il lavoro presenta una rassegna dei principali contributi all'analisi delle economie di scala e di varietà nelle banche, e mostra come i risultati ottenuti siano fortemente condizionati dalle definizioni di input e output adottate, dalla considerazione o meno dei canali distributivi e del rischio. Negli anni più recenti, l'attenzione è stata posta sul modo in cui la forma della funzione di costo influisce sul risultato finale. Infine, seppure mai esplicitamente, la normativa sulla regolamentazione sembra aver costituito uno sfondo importante agli studi condotti, quanto meno nell'offrire spunti di riflessione.

Suggested Citation

  • Simona Costagli, 2004. "Economie di scala e di varietà nel settore bancario statunitense," Giornale degli Economisti, GDE (Giornale degli Economisti e Annali di Economia), Bocconi University, vol. 63(1), pages 87-137, April.
    • Handle: RePEc:gde:journl:gde_v63_n1_p87-137
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    More about this item

    Keywords

    modelli di analisi delle economie di scala; costi e dimensioni delle banche;

    JEL classification:

    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models
    • C31 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models; Quantile Regressions; Social Interaction Models
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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