Geological Disaster Susceptibility and Risk Assessment in Complex Mountainous Terrain: A Case Study from Southern Ningxia, China

The escalating consequences of human activities and global warming have markedly increased the frequency and intensity of geological disasters worldwide, posing a formidable threat to human life and property. In the southern mountainous region of Ningxia, China—an area characterized by complex topography, interlaced ravines, and pronounced ecological fragility—recurrent geological disasters have substantially constrained rural revitalization and development. This study introduces the integration of the Information Value (IV) method with Random Forest (RF) and XGBoost models, identifying IV + XGBoost as the optimal model through rigorous ROC-curve validation. The results reveal that low- and lower-risk areas account for 58.63% of the total area (7644.20 km 2 and 4038.08 km 2 ), medium-risk areas cover 29.24% (5825.76 km 2 ), and high-risk regions constitute 12.13% (2417.28 km 2 ). The latter are predominantly in river valleys with high population density and intensive economic activities. These findings provide practical recommendations for scientifically informed disaster management and decision-making by relevant authorities. Furthermore, the proposed methodology offers valuable insights for disaster risk assessment in other regions with similar complex terrains and ecological vulnerabilities, contributing to developing more effective and sustainable disaster mitigation strategies.