Machine Learning-Based Flood Risk Assessment in Urban Watershed: Mapping Flood Susceptibility in Charlotte, North Carolina

Flood impacts are intensifying due to the increasing frequency and severity of factors such as severe weather events, climate change, and unplanned urbanization. This study focuses on Briar Creek in Charlotte, North Carolina, an area historically affected by flooding. Three machine learning algorithms —bagging (random forest), extreme gradient boosting (XGBoost), and logistic regression—were used to develop a flood susceptibility model that incorporates topographical, hydrological, and meteorological variables. Key predictors included slope, aspect, curvature, flow velocity, flow concentration, discharge, and 8 years of rainfall data. A flood inventory of 750 data points was compiled from historic flood records. The dataset was divided into training (70%) and testing (30%) subsets, and model performance was evaluated using accuracy metrics, confusion matrices, and classification reports. The results indicate that logistic regression outperformed both XGBoost and bagging in terms of predictive accuracy. According to the logistic regression model, the study area was classified into five flood risk zones: 5.55% as very high risk, 8.66% as high risk, 12.04% as moderate risk, 21.56% as low risk, and 52.20% as very low risk. The resulting flood susceptibility map constitutes a valuable tool for emergency preparedness and infrastructure planning in high-risk zones.