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Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities

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  • Otilia Manta

    (Romanian Academy, Centre for Financial and Monetary Research “Victor Slăvescu”, 050711 Bucharest, Romania
    Department of Finance and Banking, Faculty of Economic Sciences, Romanian-American University, 012101 Bucharest, Romania)

  • Valentina Vasile

    (Institute of National Economy, Romanian Academy, 050711 Bucharest, Romania)

  • Shigeyuki Hamori

    (Graduate School of Economics, Kobe University, Rokkodai, Nada-Ku, Kobe 657-8504, Japan
    Faculty of Political Science and Economics, Yamato University, Katayamacho, Suita 564-0082, Japan)

Abstract

The accelerated digitalization of financial systems, intensified by the strategic integration of artificial intelligence (AI), marks a profound paradigm shift in the global financial architecture [...]

Suggested Citation

  • Otilia Manta & Valentina Vasile & Shigeyuki Hamori, 2026. "Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities," FinTech, MDPI, vol. 5(2), pages 1-5, May.
  • Handle: RePEc:gam:jfinte:v:5:y:2026:i:2:p:39-:d:1934795
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