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Retail Lending in January-August 2023
[Кредитование Физических Лиц В Январе-Августе 2023 Г]

Author

Listed:
  • Sergey A. Zubov

    (Russian Presidential Academy of National Economy and Public Administration)

Abstract

A relative stabilization of the financial and economic situation and growth in households’ disposable cash incomes have driven up retail lending volumes on the market. The shares of bad loans and overdue loans have remained consistently low, however, the quality of the overall loan portfolio still causes the regulator’s concern. As a consequence, the Central Bank has to take measures aimed at cooling the consumer lending market to prevent a further risk buildup.

Suggested Citation

  • Sergey A. Zubov, 2023. "Retail Lending in January-August 2023 [Кредитование Физических Лиц В Январе-Августе 2023 Г]," Russian Economic Development, Gaidar Institute for Economic Policy, issue 10, pages 41-44, October.
    • Handle: RePEc:gai:recdev:r2382
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    More about this item

    Keywords

    Russian banking sector; retail lending; past-due debt; Bank of Russia;
    All these keywords.

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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