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Retail Lending in January-November 2022
[Кредитование Физических Лиц В Январе-Ноябре 2022 Г]

Author

Listed:
  • Sergey A. Zubov

    (Russian Presidential Academy of National Economy and Public Administration)

Abstract

The aggravation of the geopolitical conflict and the imposition of anti-Russian sanctions had a restraining effect on the retail lending growth in H1 2022. In H2 2021, stabilization of the macroeconomic situation contributed to the recovery of banks’ lending activity, while the quality of the loan portfolio remained intact. However, the growth of outstanding debt and high indices of debt burden of bank borrowers forced the Central Bank to take measures aimed at cooling the market of consumer lending to prevent further accumulation of risks.

Suggested Citation

  • Sergey A. Zubov, 2023. "Retail Lending in January-November 2022 [Кредитование Физических Лиц В Январе-Ноябре 2022 Г]," Russian Economic Development, Gaidar Institute for Economic Policy, issue 2, pages 39-42, February.
    • Handle: RePEc:gai:recdev:r2313
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    More about this item

    Keywords

    Russian banking sector; retail lending; past-due debt; Bank of Russia;
    All these keywords.

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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