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Financial Behavior of the Population: Saving or Spending

Author

Listed:
  • Ekaterina V. Galishnikova

    (Financial Research Institute, Moscow, Russia)

Abstract

Positive changes in financial behavior of the population are one of the key objectives of launching the state program of financial education of Russia. This objective can be achieved by studying the factors and motives that affect selection of the behavior model: savings, credit, investment or insurance. The article emphasizes the need for organization of education of the Russians in personal budget planning.

Suggested Citation

  • Ekaterina V. Galishnikova, 2012. "Financial Behavior of the Population: Saving or Spending," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 2, pages 133-140, April.
    • Handle: RePEc:fru:finjrn:120215:p:133-140
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    More about this item

    Keywords

    financial behavior; financial literacy; savings; investments; financial crisis;
    All these keywords.

    JEL classification:

    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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