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Cash on Hand Is Critical for Avoiding Hardship

Author

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  • Emily Gallagher
  • Jorge Antonio Sabat

Abstract

Should more families be encouraged to hold a liquidity buffer even if it means incurring more debt in the short-term?

Suggested Citation

  • Emily Gallagher & Jorge Antonio Sabat, 2017. "Cash on Hand Is Critical for Avoiding Hardship," In the Balance, Federal Reserve Bank of St. Louis, issue 18, pages 1-3.
    • Handle: RePEc:fip:fedlib:00014
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    Cited by:

    1. Kast, Felipe & Meier, Stephan & Pomeranz, Dina, 2018. "Saving more in groups: Field experimental evidence from Chile," Journal of Development Economics, Elsevier, vol. 133(C), pages 275-294.
    2. Mathieu Despard & Stephen Roll & Michal Grinstein‐Weiss & Bradley Hardy & Jane Oliphant, 2023. "Can behavioral nudges and incentives help lower‐income households build emergency savings with tax refunds? Evidence from field and survey experiments," Journal of Consumer Affairs, Wiley Blackwell, vol. 57(1), pages 245-263, January.
    3. Sam Bufe & Stephen Roll & Olga Kondratjeva & Stephanie Skees & Michal Grinstein-Weiss, 2022. "Financial Shocks and Financial Well-Being: What Builds Resiliency in Lower-Income Households?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 161(1), pages 379-407, May.

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