IDEAS home Printed from https://ideas.repec.org/a/fip/fedkfi/y1992idecp15-32.html
   My bibliography  Save this article

Performance of banks acquired on an interstate basis

Author

Listed:
  • John D. Shoenhair
  • Kenneth Spong

Abstract

Interstate banking expanded rapidly over the last decade as all but a few states adopted laws allowing entry by outside organizations. The resulting changes are now raising many questions regarding the performance of interstate acquisitions and their effects on the banking system and its customers. ; This study examines a number of these questions by following the performance of banks that were acquired on an interstate basis during 1985, 1986, and 1987. Overall, banks acquired in these years appear to have successfully handled the shift to interstate ownership. Some acquired banks were able to make improvements on the cost side and many became more active lenders. For the most part, though, the banks performed in a manner similar to banks not under interstate ownership and did not appear to have any substantial competitive advantages or disadvantages. This performance suggests that interstate expansion will continue to occur as banking organizations seek to enter new markets, but this expansion need not be of serious concern to local banks.

Suggested Citation

  • John D. Shoenhair & Kenneth Spong, 1992. "Performance of banks acquired on an interstate basis," Financial Industry Perspectives, Federal Reserve Bank of Kansas City, issue Dec, pages 15-32.
    • Handle: RePEc:fip:fedkfi:y:1992:i:dec:p:15-32
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Robert DeYoung & Gary Whalen, 1994. "Banking Industry Consolidation: Efficiency Issues," Economics Working Paper Archive wp_110, Levy Economics Institute.
    2. William R. Keeton, 1995. "Multi-office bank lending to small businesses: some new evidence," Economic Review, Federal Reserve Bank of Kansas City, vol. 80(Q II), pages 45-57.
    3. John H. Boyd & Stanley L. Graham, 1996. "Consolidation in U.S. banking: implications for efficiency and risk," Working Papers 572, Federal Reserve Bank of Minneapolis.
    4. Maurizio Zollo & Jeffrey J. Reuer, 2001. "Experience Spillovers across Corporate Development Activities," Center for Financial Institutions Working Papers 01-35, Wharton School Center for Financial Institutions, University of Pennsylvania.
    5. William R. Keeton, 1996. "Do bank mergers reduce lending to businesses and farmers? New evidence from Tenth District states," Economic Review, Federal Reserve Bank of Kansas City, vol. 81(Q III), pages 63-75.
    6. Robert DeYoung & Gary Whalen, 1999. "Banking Industry Consolidation: Efficiency Issues," Macroeconomics 9906011, University Library of Munich, Germany.

    More about this item

    Keywords

    Interstate banking; Banks and banking;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedkfi:y:1992:i:dec:p:15-32. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Zach Kastens (email available below). General contact details of provider: https://edirc.repec.org/data/frbkcus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.