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Rules and Discretion in Life Insurance Regulation

Author

Listed:
  • Alejandro Drexler
  • Zain Mohey-Deen
  • Richard J. Rosen

Abstract

In this Chicago Fed Letter, we illustrate how regulators have used rule-based and principle-based approaches to set the minimum level of reserves and capital for insurers. We use examples to show the trend toward more principle-based regulation.

Suggested Citation

  • Alejandro Drexler & Zain Mohey-Deen & Richard J. Rosen, 2017. "Rules and Discretion in Life Insurance Regulation," Chicago Fed Letter, Federal Reserve Bank of Chicago.
    • Handle: RePEc:fip:fedhle:00062
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    File URL: https://www.chicagofed.org/~/media/publications/chicago-fed-letter/2017/cfl373-pdf.pdf
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    Keywords

    Insurance; Life insurance;

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