IDEAS home Printed from
   My bibliography  Save this article

The small business perspective on health-care reform


  • Kelly, Allison
  • Spalding, Kirsten Snow


California has 6.5 million uninsured adults, 55 percent of whom work for companies that do not provide health insurance. This percentage accounts for 3.5 million individuals. According to a recent study conducted by the California Healthcare Foundation, roughly 30 percent of the more than 700,000 employers in California do not offer health insurance to their employees. In California, only 76 percent of businesses with 10–49 employees offer health coverage. Most of these noninsuring businesses are small- and medium-sized firms with up to 50 employees. These businesses cannot afford the insurance premiums and their low-income workers are unable to afford an employee match. Poor access to health-care takes a tremendous toll on individuals, the community, and the productivity of the state’s workforce.

Suggested Citation

  • Kelly, Allison & Spalding, Kirsten Snow, 2009. "The small business perspective on health-care reform," Community Development Investment Review, Federal Reserve Bank of San Francisco, issue 3, pages 097-103.
  • Handle: RePEc:fip:fedfcr:y:2009:p:97-103:n:v.5no.3

    Download full text from publisher

    File URL:
    Download Restriction: no

    References listed on IDEAS

    1. Anthony Pennington-Cross, 2006. "The Value of Foreclosed Property," Journal of Real Estate Research, American Real Estate Society, vol. 28(2), pages 193-214.
    Full references (including those not matched with items on IDEAS)

    More about this item


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedfcr:y:2009:p:97-103:n:v.5no.3. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Federal Reserve Bank of San Francisco Research Library). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.