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Community perspectives: Community check cashing

Listed author(s):
  • Daniel Leibsohn
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    In May of 2009, Community Development Finance (CDF) opened the first nonprofit, full-service check cashing store in the country in Fruitvale, California. The project is designed to provide low-income households with the financial services they need, without the asset-stripping characteristics common to the fringe banking industry. In addition to providing affordable check cashing services and a payday loan product, CDF also provides financial coaching and literacy training, small business assistance, and referrals to other social service organizations that provide help in areas such as housing, immigration, and legal issues. Over time, CDF hopes to expand into other neighborhoods that have a heavy reliance on fringe banking.

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    Article provided by Federal Reserve Bank of San Francisco in its journal Community Investments.

    Volume (Year): (2011)
    Issue (Month): Spr ()
    Pages: 9-11

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    Handle: RePEc:fip:fedfci:y:2011:i:spr:p:9-11:n:v.23no.1
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