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A promising way forward for homeownership: assessing the benefits of shared equity programs


  • David Price
  • Kenneth Temkin
  • Brett Theodos


In the wake of the foreclosure crisis, what programs can help low-income families become homeowners in a sustainable way? Shared equity programs offer one model, successfully balancing both affordability and asset building goals. In this article, researchers from the Urban Institute evaluate the effectiveness of 7 shared equity homeownership programs from across the country. They find that without exception, the programs provide long-term affordable homeownership, opportunities for low-income families to build equity, and sustainable tenure. This study suggests that shared equity programs could be cost effective way of supporting homeownership going forward.

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  • David Price & Kenneth Temkin & Brett Theodos, 2011. "A promising way forward for homeownership: assessing the benefits of shared equity programs," Community Investments, Federal Reserve Bank of San Francisco, vol. 23(Spr), pages 12-18.
  • Handle: RePEc:fip:fedfci:y:2011:i:spr:p:12-18:n:v.23no.1

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