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Mortgage brokers and fair lending

Author

Listed:
  • Paul S. Calem
  • Stanley D. Longhofer

Abstract

Mortgage brokers play an important role in the housing finance market, but they also present unique challenges to regulators attempting to enforce fair lending laws. Should lenders be held responsible for the pricing decisions of brokers from whom they receive loan applications, or should fair lending laws instead be applied directly to the brokers themselves?

Suggested Citation

  • Paul S. Calem & Stanley D. Longhofer, 1999. "Mortgage brokers and fair lending," Economic Commentary, Federal Reserve Bank of Cleveland, issue May.
    • Handle: RePEc:fip:fedcec:y:1999:i:may15
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    Cited by:

    1. Harold Black & Thomas Boehm & Ramon DeGennaro, 2004. "Is discretionary pricing discretionary?: The case of overages in mortgage lending," The Review of Black Political Economy, Springer;National Economic Association, vol. 31(4), pages 59-68, June.

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