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Home Mortgage Disclosure Act: new pricing data

Author

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  • Julia Reade

Abstract

In fall 2005, the Board of Governors of the Federal Reserve System published its first study of the new Home Mortgage Disclosure Act (HMDA) interest-rate data. The study included extensive national analyses of mortgage pricing patterns across racial and ethnic groups. The findings confirmed a commonly held belief about mortgage prices: Traditionally underserved minority groups were more likely than other populations to pay higher prices for mortgages. In general, the findings hold for New England.

Suggested Citation

  • Julia Reade, 2006. "Home Mortgage Disclosure Act: new pricing data," Communities and Banking, Federal Reserve Bank of Boston, issue Spr, pages 24-26.
    • Handle: RePEc:fip:fedbcb:y:2006:i:spr:p:24-26
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    File URL: http://www.bostonfed.org/commdev/c&b/2006/spring/hmda.pdf
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