Finnish banking crisis : can we blame bank management?
This paper examines the pricing of bank loans using information on Finnish savings banks' loans from 1987 to 1992. Loan rate premia were affected by many factors, some of which are clearly related to riskiness of the borrower and some are not. The likelihood of delinquent payments is also investigated. The results suggest that there are several factors which were not correctly priced.
Volume (Year): 7 (1994)
Issue (Month): 1 (Spring)
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